{"name":"Vihang Patel","updated":"2026-10-12","publication":"Self-published by Vihang Patel; source verification records a source check, not independent corroboration of every claim.","profile":{"facts":["Vihang Patel is based in Singapore and leads the Data & AI business unit at Marketnode as Vice President, Head of Data & AI, since 1 November 2025.","Previously: Splore, CEO & Director, February 2023–2025 (project kickoff November 2022); Menyala, Resident Builder, August 2022–January 2023.","Finaxar: Co-Founder, May 2016–July 2022; CEO to January 2021, then Chairman.","Dragon Wealth Asia: CTO & Head of Product, May 2014–April 2016; Operating Advisor at Monk’s Hill Ventures, October 2014–October 2022.","Avagam: Founder & CEO, July 2010–March 2012; Crayon Data: Technology Leader, April 2012–April 2014.","Earlier: Deloitte, risk management and banking consulting, 2005–2009; Numind, strategy consulting, 2009–2010.","Education: Master of Science and Bachelor of Science (Honours), Mathematics & Computing, IIT Kharagpur. INSEAD Global Management Programme (CGM), alumnus; Harvard Business School High Potentials Leadership Program (executive education)."],"careerOutcomes":["Menyala: Resident Builder at Temasek’s venture studio. I took Splore from project kickoff to greenlight in about four months, aligning senior studio and investment stakeholders. Splore became Menyala’s first exit; customers, product, IP and part of the team moved to Model ML.","Splore: I led functional heads for technology, product, AI/ML and MLOps, and sales. The technology group had 10 engineers; the product lead managed two product managers and a designer, and the AI group had two engineers. Recurring revenue per client grew fourfold.","Finaxar: As CEO, I built the business that reached $100M in cumulative loans disbursed in 2021, within 18 months of lending launch. The senior leadership team brought banking and investment experience. Monk’s Hill Ventures and 500 Startups were publicly reported backers; Cathay Financial Holdings as an investor is owner-reported. The Vietnam partnership involved Cathay Financial, Indovina Bank and Finaxar; my description of the bank relationship is Cathay United Bank with Indovina Bank.","Marketnode: I report to the CEO and lead product, engineering and business work in Data & AI. Revenue per client grew up to eightfold from the first contract. Smartflow cleared a Tier-1 bank security and risk review. These are owner-reported outcomes; measurement details and independent corroboration are not published here."],"outcome":"95%+ of fields straight through, the rest routed to human review","qualification":"Owner-reported; independent confirmation pending. Career dates, education and this outcome are maintained by Vihang. Public sources support the linked product and company record; they do not independently confirm every biographical claim."},"records":[{"id":"2026-finastra-marketnode-release","date":"2026-04-08","type":"press","entity":"Marketnode","title":"Finastra and Marketnode transform credit agreement onboarding through AI","issuer":"Finastra / Marketnode / PR Newswire","url":"https://www.finastra.com/press-media/finastra-and-marketnode-transform-credit-agreement-onboarding-through-ai","archive":"","shows":"Strategic partnership integrating Smartflow with Loan IQ; \"can reduce\" credit-agreement onboarding time","verified":"source-verified 2026-10-10","visibility":"public"},{"id":"2026-loaniq-marketnode-demo","date":"2026-02-27","type":"product","entity":"Marketnode","title":"Loan IQ & Marketnode demo video: Automated loan onboarding","issuer":"Finastra","url":"https://www.finastra.com/viewpoints/videos/demo/loan-iq-marketnode-demo-video-automated-loan-onboarding","archive":"","shows":"Public demo of the Smartflow and Loan IQ integration","verified":"source-verified 2026-10-10","visibility":"public"},{"id":"2026-aplma-webinar","date":"2026-04-23","type":"webinar","entity":"Marketnode","title":"AI-Powered Loan Markets: From Theory to Application","issuer":"APLMA × Marketnode","url":"https://www.linkedin.com/posts/aplma_aplma-ai-loanmarket-activity-7452933077175021568-zdRR","archive":"","shows":"Named speaker alongside Finastra","verified":"source-verified 2026-10-10","visibility":"public"},{"id":"2026-finastra-london-summit","date":"2026-03-31","type":"talk","entity":"Marketnode","title":"Innovating Finance Together Summit, London","issuer":"Finastra","url":"https://www.linkedin.com/posts/vihangpatel_innovatingfinancetogether-smartlending-activity-7442088811880153088-u7I6","archive":"","shows":"Speaker","verified":"owner-reported","visibility":"public"},{"id":"github-profile","date":"2026-10-10","type":"profile","entity":"personal","title":"GitHub profile README","issuer":"GitHub","url":"https://github.com/vihang","archive":"","shows":"Profile README linking to vihang.com","verified":"source-verified 2026-10-10","visibility":"public"},{"id":"finastra-speaker-profile","date":null,"type":"profile","entity":"personal","title":"Vihang Patel speaker profile","issuer":"Finastra","url":"https://www.finastra.com/person/vihang-patel","archive":"","shows":"Speaker biography","verified":"source-verified 2026-10-10","visibility":"public"},{"id":"smartflow-site","date":null,"type":"product","entity":"Marketnode","title":"Smartflow: every credit event extracted, structured, governed","issuer":"Marketnode","url":"https://ai.marketnode.com/","archive":"","shows":"Product site with published outcomes","verified":"source-verified 2026-10-10","visibility":"public"},{"id":"2026-loan-ops-room","date":"2026-08","type":"byline","entity":"Marketnode","title":"The Loan Ops Room: Clean Data Is the Starting Line","issuer":"Marketnode","url":"https://ai.marketnode.com/resources/","archive":"","shows":"Article by Vihang","verified":"source-verified 2026-10-10","visibility":"public"},{"id":"2024-sff-fireside","date":"2024-11","type":"talk","entity":"Splore","title":"Future of Fund Management with Technology (SFF 2024 fireside)","issuer":"Singapore FinTech Festival","url":"https://luma.com/hlg9h9vt","archive":"","shows":"Fireside chat speaker","verified":"owner-reported","visibility":"public"},{"id":"2020-flex-visa","date":"2020-10-15","type":"press","entity":"Finaxar","title":"Flex by Finaxar, powered by Visa","issuer":"Visa / PYMNTS","url":"https://www.visa.com.sg/about-visa/newsroom/press-releases/flex-by-finaxar-powered-by-visa-helps-smes-in-southeast-asia-control-and-reconcile-expenditures-via-a-unified-spend-management-solution.html","archive":"","shows":"Spend-management product jointly developed with Visa","verified":"source-verified 2026-10-10","visibility":"public"},{"id":"2020-krasia-p2p","date":"2020-04-23","type":"press","entity":"Finaxar","title":"Finaxar is building an alternative to the P2P lending model","issuer":"KrASIA","url":"https://kr-asia.com/finaxar-is-building-an-alternative-p2p-lending-model-startup-stories","archive":"","shows":"Company profile story","verified":"source-verified 2026-10-10","visibility":"public"},{"id":"2019-mas-fintech-awards","date":"2019-11-11","type":"award","entity":"Finaxar","title":"MAS FinTech Awards 2019, Singapore Founder, 2nd (FXR One)","issuer":"MAS","url":"https://www.mas.gov.sg/-/media/mas/news/media-releases/2019/annex-b---about-fintech-awards.pdf","archive":"","shows":"Runner-up; 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