Work · Finaxar · account updated 12 October 2026
Finaxar.
Building a lending business with a senior leadership team and bank, payments and commerce partnerships.
Finaxar: Co-Founder, May 2016–July 2022; CEO to January 2021, then Chairman.
The business problem
Small businesses need financing that fits their operating needs. Finaxar’s published partnerships with Visa, Lazada, Cathay Financial and Indovina Bank show different routes to that problem.
The leadership decisions
As co-founder and CEO, I had to connect the financing product, distribution relationships and the team running the business. My retrospective focuses on that connection; the linked publications establish specific partnerships and company milestones.
The team and delivery
The senior leadership team brought banking and investment experience. Public announcements document leadership appointments and regional partnerships; they do not independently establish every operating outcome below.
Outcomes and evidence
Finaxar: As CEO, I built the business that reached $100M in cumulative loans disbursed in 2021, within 18 months of lending launch. The senior leadership team brought banking and investment experience. Monk’s Hill Ventures and 500 Startups were publicly reported backers; Cathay Financial Holdings as an investor is owner-reported. The Vietnam partnership involved Cathay Financial, Indovina Bank and Finaxar; my description of the bank relationship is Cathay United Bank with Indovina Bank.
What I take from the work
Distribution and delivery are part of the product. A partnership announcement establishes a relationship; a business outcome needs its own evidence and a stated measurement period.
Published sources
Singapore-based Finaxar strengthens leadership team with three key appointments
Jumpstart / Hubbis
Senior hires into the executive team with banking and investment leadership experience
Cathay Financial, Indovina Bank, Finaxar tie-up to improve SME financing in Vietnam
The Business Times / DealStreetAsia
Three-way partnership for SME financing in Vietnam
Lazada works with Finaxar to offer financing for online vendors
KrASIA
Alibaba/Lazada financing partnership
MAS FinTech Awards 2019, Singapore Founder, 2nd (FXR One)
MAS
Runner-up; lending-as-a-service platform for banks